Understanding the Credit Score System at Vehiculars

At Vehiculars, we value our customers and aim to provide them with the best possible services and benefits. To ensure fairness and reward responsible financial behavior, we have implemented a comprehensive Credit Score System. This system helps us tailor offers and services to our customers based on their financial interactions with us.

Credit Score Levels

Your credit score at Vehiculars is categorized into 4 levels:

Earning Points

You can earn points and improve your credit score through various payment options:

• Full Payment: +2 points
• Easy Installments: +3 points
• Get-Now Plan: +5 points

Opting for full payment or easy installments demonstrates financial reliability, while choosing the Get-Now plan indicates a strong commitment to using our services.

Losing Points

However, it's important to note that defaulting on the Get-Now plan will negatively impact your credit score:

• Defaulting on Get-Now Plan: -10 points

Remember, you can score negative points, and these will need to be canceled out to enjoy the benefits associated with higher credit score levels.

Impact of Credit Score

Your credit score at Vehiculars affects the types of offers and benefits you may receive. The offers are at the discretion of Vehiculars Management and take into consideration various parameters, including:

• Customer transaction history
• Region
• Service type
• And more...

Benefits of a High Credit Score

Achieving a higher credit score can unlock exclusive benefits and offers tailored to your needs. Customers with better scores may receive lower interest rates, flexible payment options, and priority access to new products and services.

Maintaining a Good Credit Score

To maintain or improve your credit score, consider the following:

• Opt for full payment when possible.
• Use the Easy Installments option responsibly.
• Stay committed to the Get-Now plan and avoid defaults.

By managing your payments responsibly, you can ensure a positive credit score and enjoy the associated benefits.

Join the Vehiculars community today, manage your finances wisely, and reap the benefits of a strong credit score!